New York Duplicate Title
Forget about selling and trading a car without its title. You can’t use the title-less vehicle as collateral when applying for loans, either. The title is required for any car transaction and is proof that you own a vehicle. It needs to be transferred in order for you to sell, trade, or donate a car.
Below we will give you a complete overview of “How to replace a lost title in NYS?” Along with question and answer to some of the common title replacement questions in New York.
Highlights
- If your vehicle title has been damaged, lost, or stolen, you can request a duplicate title as proof of ownership.
- There are various methods to obtain a replacement title, each with its own advantages and disadvantages, including the option of contactless delivery.
- Duplicate titles from the NY DMV can only be shipped to the address listed on the title record.
How to Replace a New York Duplicate Title?
The point: You must replace a lost title if it’s ever lost, damaged, or stolen. Then you will need the following information in order to get a duplicate title:
You could:
- Enter your vehicle info on the NY DMV website
- Complete and mail in the Application for Duplicate Title (MV-902)
- Visit a local NY DMV, file the paperwork, and get the duplicate title
Once you have all the information, such as VIN, owner’s name, and license number, you will need to enter all the critical details into the DMV website.
Replacing a Car’s Title in New York: What’s Needed
As mentioned, You can replace a title in person at a local NY DMV location, file an Application for Duplicate Title (MV-902), and mail it in, or do this electronically through the NY DMV website.
When processing the request, you’ll submit a $20 duplicate title fee (in person).
Other items you’ll need include:
- Driver’s license, ID card, or passport
- Title/Registration matches these addresses on file.
- The vehicle’s title
- No outstanding liens or charges
You may call (518) 486-4714 for any questions directed at the Title Bureau.
How to Get Duplicate NYS Title Online?
The online replacement process is quick and easy – it’s the preferred method. You cannot get a duplicate title if it’s been processed within 15 days. Or, it has major changes like belonging to a deceased owner or an amended title certificate.
To order online, you must be the following:
- Owner of the Vehicle or Boat
- Current address with the DMV
- The vehicle must be titled and registered in NYS.
- Provide ID and title information.
- All information on the title should be current.
You should receive your title in the mail in about 2 – 3 business days.
You cannot order online if the following are true:
- Requesting removal of Lien on title
- The title was processed within 15 days.
- Name of the deceased owner
- Order using a Power of Attorney
- Amended or Orginal Title Certificate.
How to Replace a NYS Duplicate Title In-Person?
Replacing a title in person requires you to:
- Local DMV Office
- Fill out Form MV-902
- Bring Proof of Registration and Title
- Pay the Fee
Title Replacement by Mail
Replacement and duplicate titles are available through the mail.
Provide:
- Proof of ID
- Completed MV-902 form
- $20 payment (check or money order)
Send this information to:
New York State Department of Motor Vehicles
Title Bureau
P.O. Box 2750
Albany, NY 12220
You may also order this title by express mail (though it costs extra):
Duplicate Title Certificates
NYS DMV
6 Empire State Plaza
Albany, NY 12228
How to Update Errors on NYS Title Certiciate?
You should update your personal information when filing, including name or address changes. The state will mail you an updated title within 90 days of receiving valid proof of identification. You will then file the MV-902 application and pay the replacement title fee as normal.
Questions & Answers
How Long Does it Take to Get a New Title in New York State?
New York titles are printed in a secure location in Albany and sent to the owner of the vehicle. usually, this is done the next business day:
| Ordered | Printed | |
|---|---|---|
| Before 8 am | Next Business Day | Second Business Day |
| Monday to Thursday after 8 am | Second Business Day (After Ordered) | Third Business Day |
| Friday, Saturday or Sunday | Monday | Tuesday |
NYS DMV mails new titles to your current address. If you’re the owner, update the address online before replacing it. If not, call the Title Services Bureau at 1-518-486-4714 to update.
Can You Sell a Car Without a Title in New York?
If you have lost your vehicle’s title or it has been stolen, you will need to fill out the MV-902 form to apply for a duplicate certificate of title. You will also need to pay the required fees before you can sell the car. In case the owner of the vehicle has passed away, New York provides a checklist MV-843 to follow in case of death of the vehicle’s owner.
Is New York a Title Holding State?
Yes, New York is one of the nine states that follow the title-holding system. The other eight states are Kentucky, Maryland, Michigan, Minnesota, Missouri, Montana, Oklahoma, and Wisconsin. In these states, the title of the vehicle is held by the owner until the vehicle is fully paid off. On the contrary, in the remaining 41 states, the lien holder of the vehicle receives the title until the loan is paid in full.
Do I Have to Pay Taxes on a Car That Was Gifted to Me in NY?
If the vehicle was a gift or purchased from a family member, use the Statement of Transaction (Sales Tax Form) to claim a sales tax exemption. You can find the form (pdf) on the NY State Department of Tax and Finance website.
