Title Transfer: How to Exchange Your Vehicle’s Title
Bought a new or used car? Or gifting one?
A title transfer is required to prove vehicle ownership. The transfer is necessary if you sold, donated, or gifted your car, too. The title transfer is an easy process in most states. You’ll learn how it’s done in the following, a few steps including the information you’ll need to present and the paying fees you’ll pay.
Car Buying and Selling: The Title Transfer Process
Are you selling your vehicle or buying one through a private sale?
The DMV typically needs you to take these steps:
- Get the Certificate of Title or file a Duplicate Title Form (title form varies by state)
- Fill the title transfer section on the Certificate of Title
- Complete the vehicle examination (if applicable)
- Odometer disclosure
- Smog certification
- Safety inspection
- Show your documents:
- Proof of identification
- Proof of insurance
- Liens Satisfied Release
- Bill of sale
- Pay the taxes and fees
Completing this process will award you with the title of the vehicle.
Selling a vehicle is similar to the vehicle examination obligations placed on the seller.
Dealerships, Out-of-state Vehicles, Inherited, and Gifted Vehicles
It’s essential to alert the DMV when a title transfers within the required time (dictated by your state) of receiving the car. Each transfer method is similar but different. Read below for the specifics.
Buying from Dealerships
Most state dealerships process your title and registration on your behalf. Typically, they’ll hold this title until the vehicle is paid off – though this may be different if you’re buying from smaller dealerships. If they don’t provide this service, you may request your documents and complete them on your own at the DMV.
It mostly requires a trip to a DMV office and presenting the following:
- Application for Title or Registration
- Verification of Vehicle
- Out-of-state title/registration and license plate
- Smog inspection
- Applicable weight certification, bill of sale, and odometer disclosure
Pay the title registration fee and any extras, and you’re on the road!
This process is essentially the same as the following: a title transfer, odometer reading, applicable smog certification, and registration fees.
A gifted vehicle should include your state’s documentation to eliminate the USE tax and possible inspection certifications. Inherited vehicles sometimes need an affidavit to show the transfer between family members.
Pay the transfer title fee, applicable taxes, and inspection fees, and you’re on your way!
Title Fees and Taxes
Title fees and taxes vary by state.
Title fees can range from $10 to $100+ but usually fall into the $20 range. Though, you may need to pay other fees along the way.
You typically need to pay taxes on the vehicle – factoring in items like:
Each state is different so check with your local DMV or use their fee calculators to get an estimate of your total title transfer fees. Else, check our state-level pages for a complete breakdown.